About us

Who we are?
Mikro Kapital Armenia – Universal Credit Organization, with 100% foreign capital, that is a part of “Mikro Kapital” multinational group of companies.

Mikro Kapital invests in the real economy through its two funds: Mikro Fund and Alternative Fund.

Funds make investments and gives credits to financial institutions, that are specialized in financing micro, small and medium size enterprises from CSI countries, West Europe and Central America. In that moment, Mikro Kapital group of companies, activates on financial markets from Russia, Belarus, Republic of Moldova, Armenia and Romania. By opening operations in Romania, Mikro Kapital group of companies, enters with microfinance activity, in European Union.

Mikro Kapital Armenia UCO CJSC was registered in Central Bank of Armenia at June 2018 and started main activities from Aug 2018.

Our main activity is financing micro, small and medium sizes enterprises, including also private individuals from Armenian territory.
Mission
Mikro Kapital Armenia mission – professional input in economic development of micro, small and medium sizes enterprises, by offering quality financial services. By offering our services to customers, we tend to create long term partnerships, that are based on respect and mutual trust. Our working philosophy is based on sincerity and transparency.
Team Mikro Kapital Armenia
Our team is young, dynamic and growing. Our experts have strong knowledge in the financial analysis based on the EBRD approach as well as on the long-term experience in lending to small and medium-sized companies.
Board of Directors
Giorgio Parola
Chairman of the Board of Directors
Elvina Ablaeva
Member of the Board of Directors
Ravshan Soliev
Member of the Board of Directors
Management
Khachik Nerkararyan
Chairman of the Management Board – Executive Director
Astghik Sargsyan
Member of Management Board – Head of Business Development Department
Lusine Movsisyan
Member of Management Board – Chief Accountant
Maria Stepanyan
Controller
Mikro Kapital Group
Our Group invests mainly in microfinance and impact finance focusing on the countries along the silk road.
Our Corporate Strategy is based on four pillars:
  • We place our clients at the center of everything we do.
  • We look at our clients to provide a unique experience.
  • We focus on our group’s long-term development and aim in that way to achieve sustainable and profitable growth.
We are convinced that our strategy – powered by our business culture and the contributions made by our people – is instrumental in earning, keeping and growing trust day by day and therefore in helping us become ‘the reference’ in our core markets.
Mikro Kapital SpAItaly
Mikro Kapital RussiaRussia
Mikro Kapital IFN SARomania
Mikro Kapital MoldovaMoldova
Mikro LeasingBelarus
Concern General InvestRussia
General FactoringRussia
DelimobilRussia
All companies
Mikro Kapital LLCArmenia
Mikro Kapital Management SALuxembourg
General Invest SwitzerlandSwitzerland
Imon InternationalTajikistan
JSC MFC Mikro KapitalRussia
Mikro Kapital HKHong Kong
Mikro Kapital IndonesiaIndonesia
Mikro Kapital UzbekistanUzbekistan
Mikro Leasing UzbekistanUzbekistan
MK ConsultingTajikistan
National LeasingRussia
Town MoneyRussia
D-mobility WorldwideCzech Republic
AnytimeBelarus
AnytimeKazakhstan
Our Shareholders
MIKRO KAPITAL SARL – 100%
Updated as of 21.02.2020